Help To Save Their Home

Help To Save Their Home

SGD 16,947.30

raised by 330 people

to Mdm Reen
LAURETTA is a Good Samaritan of the beneficiary.

Madam Shireen is a 34 years old mother of 4 kids, 2 boys are her own, while the other 2 girls are left to her care due to their own broken family left behind by their own parents. She also has a mother whom she’s the only caregiver full time, and thus she’s unable to find work that’s too far away.

Her trouble arises when she’s unable to service her mortgage loan from the bank, which runs to arrears of $11k plus and she was issued with a Writ of Possession against her to vacant her one and only place call home.

Besides the housing loan, Madam Shireen still owes the Town Council about $500 plus, and PUB about $1000 plus.


Her husband walked out on the family last year, after being physically abusive towards her. She is currently on a Personal Protection Order against her husband, thus she can only fend for herself. She was left alone to work and support the family as a convenience store shift leader previously.

Madam Shireen had to stop working in 2012 when her mother had contracted high fever and was left in a coma. Her other siblings were not able to help and the role of the caregiver fell onto Madam Shireen's shoulders. She still cares for her mother up till today, and constantly shuttles between her home and her mother's place.

When they bought the flat previously, they have no clue that the loan was under bank loan and not HDB. Madam Shireen tried to seek assistance to refinance her home with HDB but was rejected due to eligibility.

It has come to a stage that her children are going to school without any pocket money, and she’s seeking help from Social Service Office, which they are still processing.

All Madam Shireen want is for her to tie through these tough times and she’s concurrently looking for home based job where she can earn some money for her to continue her life. She loves her children very much, and all she wants is to provide for them to have a shelter over their head. The children are innocent and they should not be suffering together with her.  She’s feeling helpless and hopeless, and we hope to bring some light into her life by donating to her generously to help her tie through and no amount is too small. Please also help to share Madam Shireen’s story, as these are cases that’s fallen through the cracks in our society.


P.S. Representatives from ROHI visited Madam Shireen recently and their write up about her situation can be viewed here.

About The Ray of Hope Initiative Limited (ROHI)

ROHI is a non-profit organisation founded in November 2012 and is dedicated to help donors in our community help those who have fallen through the cracks. Our Founder and Board of Directors cover the administrative and operatings cost of ROHI so that every dollar donated goes to the family in need. We ensure that disbursements are structured, made on a regular basis and seek to give feedback to our donors on a regular basis.